1st Choice System Finance

Most lease payments can be treated as an operating expense so you don’t have to go through a potentially time-consuming capital expenditure approval process.

Off-balance sheet financing (the lease is in the operating budget) and level payments tend to improve ROA and ROI measurements and other key financial ratios.

Leasing often unlocks additional funding sources which look at the asset leased and so often does not affect the availability of your bank lines.

Leasing providers normally offer 100% financing so there is no down payment and you preserve your working capital.

Financing at current rates means you are not adversely affected by higher interest rates in the future (but you don’t get the benefit of future decreases).

You can obtain a variety of payment plans based over one to seven years with level payments easily tailored to specific budget or cash flow needs. You can even get a lease where you vary the payments with your future business requirements.

Leasing agreements can be varied to allow for equipment upgrades and add-ons to the original agreement.